Indiana Farm Insurance

Farm Insurance

Farmers’ Insurance Needs Are Unique

Farmers and ranchers don’t have the same insurance needs as homeowners or business owners. Since their homes and their businesses are usually combined on one property, farm insurance is a better solution.

At Hummel Insurance Inc., we are independent agents with a wide range of insurance products just for farmers.

Property Insurance

This kind of insurance covers a multitude of farm buildings. Not only is your residence insured, any farm buildings, such as barns, silos, and stables, are covered too. Property insurance covers the interior of your home as well, including appliances, electronics, furnishings, clothing, and personal belongings.

Farm Personal Property Insurance

To cover things like livestock, grain, machinery, tools, and farm equipment, farm personal property insurance is usually recommended.

Farm and Ranch Liability Insurance

You definitely want farm and ranch liability insurance if you have visitors to your property. This coverage protects you if someone is injured while on your farm property and successfully sues for damages.

Add Extra Coverage for Special Requirements

You may have need of other related insurance too, which will give you greater peace of mind:

Agriculture or crop insurance, which covers your crops from unexpected events like natural disasters, bad weather, and low market prices
Workers compensation insurance, in case an employee is hurt on the job at your farm
Equine insurance to protect your horses, including transportation, medical, and mortality coverage, as well as protection for equine professionals working on your animals
Umbrella insurance for personal or commercial coverage, so you have extra liability protection for your home and/or your farm business
Life insurance to provide for your family in your absence
Business auto insurance to cover farm vehicles for liability, collision, and comprehensive (theft and vandalism)

There are many ways to tailor a farm insurance package. We’re happy to talk with you about the coverage you need on your budget.

Reach Out Today for Farm Insurance with a Personalized Approach

Give us a call at 812-537-1785, or reach out online to start a conversation about your unique farm insurance requirements. We’re here to give you the peace of mind that comes with the right protection, so you can focus on enjoying your farm and reaching your business goals.